Debt Management Tips

Credit Card Debt Trap in India: Understand the risks of high-interest credit card usage, how minimum payments lead to compounding debt, and legal solutions like debt settlement. Learn RBI guidelines, protect your credit score, and rebuild financial health with expert guidance.

Why Recovery Agent Harassment Happens Banks and NBFCs appoint recovery agents when accounts become overdue. Their goal is to recover dues quickly, but many agents cross legal and ethical boundaries by using fear and pressure tactics. Harassment increases when borrowers panic or lack awareness of their rights.